Whatever your age, if you have assets such as a house, savings, or business, and people or others you would like to look after, it is worth considering making a will. But what does a will do? In summary a will;

• Names your executors
• Names your guardians for your children
• Help preserve your property for your beneficiaries
• Distributes your estate
• Can help to mitigate Inheritance Tax (IHT)

Are you able to guarantee that your beneficiaries are one day going to inherit all that is rightfully theirs?
Unfortunately this guarantee is becoming harder and harder to enforce. A simple Will is no longer enough, and it is up to you now to make sure you secure the future against the unexpected.

The biggest asset most of us own is our home, and it is becoming all too common for your local authorities to sell the homes of our elderly population in order to pay for long-term residential care. More and more families are becoming disheartened by the fact that they are losing what they thought was rightfully theirs, or their children's. Such a loss can financially affect spouse's left behind, and future generations.

‘Property Trust’ is designed to protect the value of your individual share in your property against any unexpected residential care bills that may occur in the future, so you can guarantee that your local authority can only make a claim on a share of your property, and not all of it.
You can also include a ‘lifetime in possession’ clause in the Trust which means that either spouse/partner can never be removed from the property during their lifetime.

The Trust will also guarantee that on the death of either partner, any children from the relationship will benefit from at least 50% of the value of the property, even if the other partner remarries, or moves to another property.

Thinking to the future involves more than planning our next holiday, or wondering what we will do when we retire. We also need to think of our children’s future, and make the right plans now. We can help add extra security to their lives and maybe even those of future generations.

Our experienced advisers will carefully explain what all the different options mean, and how they will affect you, your family, and your assets before you decide which package would be suitable.

Bronze Package -  Single Will £180 (includes Will storage)

Bronze Package -  Mirror Will £220 (includes Will storage)

Silver Package - Single  LPAs
Will, Storage, Power of Attorney - Health and Welfare & Finance
(Includes drafting and submitting of LPAs plus £82 OPG fee) £800

Silver Package - Mirror LPAs
Will, Storage, Power of Attorney – 2x Health & Welfare and 2 x Finance
(Includes drafting and submitting of LPAs plus £82 each OPG fee) £1,600

Silver Package - Mirror PPT
Will, Storage, Protective Property Trust, Deed of Severance £750

Gold Package
Will, Storage, Protective Property Trust, Deed of Severance, 4 x EPAs
(Includes drafting and submitting of 4 x LPAs plus £82 each OPG fee) £1,795